Understanding the Cost of Attendance at the University of New Hampshire
Planning for college expenses is a crucial part of the application process. Understanding the costs associated with attending the University of New Hampshire (UNH) and the available financial aid options is the first step toward managing these costs effectively. This article provides a comprehensive overview of the cost of attendance at UNH, including tuition, fees, and other expenses, as well as information on financial aid, payment options, and ways to potentially reduce your overall cost.
What is the Cost of Attendance?
The "Cost of Attendance" (COA) represents the total amount of money the average student needs to pay, without any financial aid, to attend a particular school. It's essentially the school's sticker price. The COA includes not only direct costs like tuition and fees but also indirect costs such as books, supplies, personal expenses, and transportation.
Durham Campus Costs
The Cost of Attendance breakdown for UNH's Durham campus varies depending on whether you're an in-state, out-of-state, or regional student. Here’s a summary of the estimated costs for the academic year:
| Expense | Resident | Non-Resident | Regional** |
|---|---|---|---|
| Tuition | $15,908 | $37,070 | $27,838 |
| Fees | $3,774 | $3,774 | $3,774 |
| Housing | $9,346 | $9,346 | $9,346 |
| Food | $5,358 | $5,358 | $5,358 |
| Direct Costs | $34,386 | $55,548 | $46,316 |
| Books & Supplies | $1,000 | $1,000 | $1,000 |
| Transportation | $300 | $550 | $450 |
| Miscellaneous | $3,796 | $3,796 | $3,796 |
| Loan Fee | $72 | $72 | $72 |
| Cost of Attendance | $39,554 | $60,966 | $51,634 |
Regional Tuition: Regional tuition costs are specifically for New England residents admitted to participating majors approved through the New England Regional Student Program (NERSP).
UNH Manchester Costs
UNH also has a campus in Manchester, NH, with a different cost structure. The following table outlines the estimated costs for students attending UNH Manchester:
Read also: Affording SNHU
| Expense | NH Resident (Living at Home) | NH Resident (Living Off Campus) | Out-of-State Resident | New England Regional Student |
|---|---|---|---|---|
| Tuition | $15,908 | $15,908 | $37,070 | $27,838 |
| Fees | $704 | $704 | $704 | $704 |
| Direct Costs | $16,612 | $16,612 | $37,774 | $28,542 |
| Food & Housing* | $6,150 | $14,700 | $14,700 | $14,700 |
| Books & Supplies | $1,000 | $1,000 | $1,000 | $1,000 |
| Transportation | $6,750 | $6,950 | $7,300 | $6,950 |
| Miscellaneous | $1,574 | $1,574 | $1,574 | $1,574 |
| Cost of Attendance | $32,086 | $40,836 | $62,348 | $52,766 |
*The expected rates shown above could still be subject to change.
Cost of Attendance for UNH College of Professional Studies (CPS)
The Cost of Attendance (COA) at the UNH College of Professional Studies (CPS) is an estimate of the total amount it will cost you to enroll each year. The basic COA reflects tuition and fees, as well as all other expenses that you’ll have to budget as a student. These expenses are broken down into two main categories:
- Direct Educational Costs: Tuition charges and fees that appear on your student account.
- Indirect Educational Costs: Books, supplies, transportation, loan fees, living, and personal expenses.
The full academic year at UNH CPS is defined by enrollment in the Fall Semester, Spring Semester, and Summer Session. Your cost of attendance is adjusted based on your enrollment.
Understanding Tuition and Fees
Tuition is the primary cost associated with attending UNH. It covers the cost of instruction and other academic resources. Fees are additional charges that cover various services and activities provided by the university.
Tuition Structure for Durham Undergraduates
- Tuition for Durham undergraduates is typically billed based on full-time registration, which is defined as 12-20 credits per semester.
- Students who register for fewer than 12 credits are considered part-time and will be charged per credit hour. A $20 registration fee is added for part-time students.
- A tuition differential applies to students in certain majors and programs, such as those in the College of Engineering and Physical Sciences (CEPS), the Peter T. Paul College of Business and Economics (PAUL), and the Bachelor of Science (BS) pre-licensure Nursing program at the College of Health and Human Services (CHHS).
- Music majors are charged an applied music fee each semester.
- Courses taken for audit are charged at the same rate as for-credit courses.
- Students approved to register for more than 20 credit hours will be charged per credit hour for each credit over 20.
- Undergraduate students registered full time and paying full time tuition may audit classes upon approval with no additional tuition charges (special fees will apply).
- Undergraduate students are entitled to waive up to 6 credits of the tuition surcharge for activity-type courses. The following is a list of activity-type courses that may be waived: AERO 301-542, INCO 501, INCO 502, MILT 401-502, MUSI 441-468; 536-564 (for non-majors only), THDA 532, 589 (majors only). Music and Music Education majors may receive a waiver of one credit per semester (up to 6) for Music courses numbered 441-468 (not including 444).
Additional Fees
- New undergraduate students are charged a one-time $400 administration fee.
- Some courses carry special fees to cover the cost of labs/studios, special equipment, online text materials, and/or field trips.
- Full-time UNH students are required to have adequate health insurance. A charge for the UNH student health benefits plan will appear on full-time student accounts. Students can waive the UNH plan if they have proof of adequate coverage from another insurance carrier (with some exceptions for students with F1 or J1 visas).
Manchester Mandatory Fees
| Fee Description | Amount |
|---|---|
| Security | $47 |
| Psychological & Counseling Services (PACS) | $53 |
| Registration | $20 |
| Student Activity | $51 |
| Career & Professional Success | $26 |
| The SHARPP Center | $5 |
| Technology Fee (0-4 credits) | $29.25 |
| Technology Fee (5-8 credits) | $58.50 |
| Technology Fee (9-16 credits) | $117 |
Financial Aid Options
Financial aid can significantly reduce the cost of attending UNH. It can include grants, loans, scholarships, and work-study jobs.
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Types of Financial Aid
- Grants and Scholarships: These are forms of aid that do not need to be paid back.
- Loans: These must be repaid, usually with interest.
- Work-Study: This program allows students to earn money through part-time jobs on campus.
Key Financial Aid Statistics for UNH
- Students Receiving Financial Aid: Approximately 59.15% of UNH students receive some form of financial aid.
- Average Aid Package: The average aid package awarded to students is $22,433.
- Average Net Price: The average net price (the cost after grants and scholarships) is $24,999 per year.
- Average Need-Based Scholarship or Grant Award: $9,556
- Average Need-Based Loan Amount: $6,557
- Debt at Graduation: The typical amount of loans a student must pay back is $42,845.
Financial Aid Dates and Application
- Application Due Date: March 1 is the last day to apply for financial aid or turn in related paperwork.
Net Price and Expected Family Contribution (EFC)
- The Net Price is the total cost of attending UNH minus the grants and scholarships you receive.
- The Expected Family Contribution (EFC) is an estimate of how much your family can afford to pay for college, as determined by the federal government.
Payment Information
Billing and Payment Dates
- Fall semester bills are posted to student Webcat accounts in mid-July and are due in early August.
- Spring semester bills are posted in mid-December and are due in early January.
- Payments must be received by the published due dates.
Payment Options
(See Billing and Payment information on the UNH website for detailed payment options.)
Ways to Reduce Your Cost of Attendance
- Apply for Financial Aid: Complete the Free Application for Federal Student Aid (FAFSA) to see if you're eligible for grants, loans, and work-study.
- Search for Scholarships: Look for scholarships from various organizations, foundations, and companies.
- Consider a Tuition Guarantee Plan: Tuition at time of first enrollment guaranteed only to students making advance payment
- Take Advantage of Regional Programs: If you're a New England resident, explore the New England Regional Student Program (NERSP) for reduced tuition rates.
- Live at Home: If possible, living at home can significantly reduce your housing and food expenses.
- Buy Used Textbooks: Purchase used textbooks or rent them to save money on course materials.
- Manage Personal Expenses: Create a budget and track your spending to minimize unnecessary expenses.
- Tuition insurance: Tuition insurance in the event of medical withdrawal due to illness, injury or psychological conditions is available through GradGuard's Tuition Protection Plan.
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