Understanding University of Delaware Out-of-State Tuition Costs

Planning for college expenses is crucial. Understanding the costs associated with attending a particular school is the first step in managing these expenses. This article provides a detailed overview of the out-of-state tuition costs at the University of Delaware (UD), along with information on financial aid options and strategies for managing the overall cost of attendance.

Cost of Attendance: Sticker Price

The "Cost of Attendance" represents the total amount of money the average student pays to attend a school before receiving any financial aid. It's essentially the school's sticker price. For out-of-state students, public institutions like the University of Delaware can be significantly more expensive than for in-state residents. Because University of Delaware is an out-of-state public institution, you'd be paying $17820 more than if you were an in-state student.

Breaking Down the Numbers

The Cost of Attendance includes tuition and fees, housing, food, books, course materials, supplies, equipment, and personal/miscellaneous expenses. Academic-year costs assume full-time attendance for two semesters, Fall and Spring. These budgets are used to determine aid eligibility and financial aid cannot exceed educational costs. Actual costs may vary depending on students' housing/food selections. At University of Delaware, the total cost is $36,446 for in-state students and $61,036 for out-of-state students.

Tuition and Fees

University of Delaware's tuition is $17,660 for in-state and $43,220 for out-of-state students. Compared with the national average cost of in-state tuition of $12,436, University of Delaware is more expensive. For students coming from out of state, the tuition is more expensive than the national average cost of out-of-state tuition of $29,815. These figures include both tuition and fees, also referred to as the sticker price. Fees differ by institution and may fund library services, student gym facilities, student centers, technology resources and campus health centers.

Additional Costs

Cost of attendance is based on estimated student budgets that include tuition/fees, housing, food, books, course materials, supplies, equipment, and personal/miscellaneous expenses. *Non-billable items, or indirect costs, are estimated totals for potential expenses students and their families may need to budget for. Totals will differ for each student and most use personal expenses or educational loans to cover these costs.

Read also: Navigating Student Central

Financial Aid: Grants and Scholarships

Grants and scholarships are crucial forms of financial aid because they don't require repayment. Grants are need-based financial aid. UD automatically considers admitted students for a range of scholarships, with no separate application required.

Grant Aid at University of Delaware

Although it’s useful to know how many students get grant aid, it’s also important to know how much grant aid people tend to receive. Altogether, this is mixed news - at University of Delaware, FEWER students get aid, but the ones who do get MORE than average. If you qualify for aid, this can work out well, since you'll get a sizable award.

Institutional Aid

To understand the strength of University of Delaware’s financial aid program, it's important to examine how they award their own (non-federal) financial aid dollars. Because more University of Delaware students get institutional aid, it likely offers relatively competitive financial aid. The amount of money that students actually get is just as important (if not more important) than the percent of students who get grants. Right away, it seems like University of Delaware offers more institutional aid than other schools. On the other hand, this can also mean that the school just costs more than the typical school of its type.

Scholarship Opportunities

The University of Delaware offers a variety of grants and scholarships (money that does not have to be repaid) to students during the admission process. Final offers may differ per student based on their unique combination of academic credentials.

*The chart represents typical merit scholarships at UD, and is intended to indicate the range of merit scholarships potentially available at UD. Merit offers are based on an internal calculation that is not the same as high-school reported GPA. Amounts and criteria are subject to change. Distinguished Scholar Awards are invitation only for select students admitted to the UD Honors College. Students who audition to be accepted as music majors are considered for music scholarships during their auditions. These scholarships are competitive and offered by recommendation after all auditions have been completed. In addition, students who participate in the Fightin’ Blue Hen Marching Band are eligible for a scholarship. The Department of Intercollegiate Athletics grants performance-based scholarships in all sports in compliance with NCAA Division I regulations and guidelines. Amounts vary. Army: Two and three-year scholarships are available for enrolled and non-enrolled on-campus students. Air Force: There are two different types of scholarships (see here for additional information). The University has some endowments available to students on behalf of our generous alumni and donors. These scholarships often have specific criteria, like college or major, as well as merit and financial need.

Read also: University of Delaware FERPA Guide

Additional Avenues for Financial Assistance

Many employers offer tuition assistance to employees who are seeking personal and professional advancement. UD’s Educational Alliance includes scholarship opportunities for employees in partner organizations.

Student Loans: Federal and Private

Aside from grants, the other major way to pay for college is with student loans. The more student loan money you borrow, the more debt you’ll end up with after graduation. Ideally, you want to minimize your student debt as much as possible. It’s generally a bad sign if a school has many students taking out a lot of loans.

Federal Loans

We’ll start with federal loans because, in general, federal loans are preferable to private loans. Federal loans tend to have low interest rates, which means they cost less in the long run. High percentages or amounts of federal loans still isn’t a great sign - again, you don’t want to see students burdened with too much debt. At University of Delaware, 53% of all students take out federal loans. At University of Delaware, the average annual federal loan amount is $5330.

Private Loans

Other loans, or private loans, are the last resource students turn to when paying for college. At University of Delaware, 8% of students take out private loans. Just as important as the percentage of students with private loans is the average loan amount. The average private loan amount at University of Delaware is $17804. The percentage of students getting federal loans is greater than those getting private loans, which is a good sign.

Federal Direct PLUS Loans and Alternative Loans

In addition to loans, grants, scholarships and employer reimbursement plans, you may want to consider either a Federal Direct PLUS (Parent) loan or an alternative loan. Federal Direct PLUS loans are federal loans available to parents of dependent students. Alternative loans are non-federal loans offered through a bank or other lending institution.

Net Price: What You Actually Pay

Above, we've covered University of Delaware's Cost of Attendance (tuition, room and board, books, and more). The Net Price is the total cost minus the total aid given. In other words, this is the price you have to pay to the school out of pocket. Once again, the Net Price is the total cost of attending, minus the aid you can expect to get (grants and scholarships).

Calculating Your Net Price

Most schools have an updated Net Price calculator available. Once you have a Net Price estimate, you’ll want to figure out whether your family can afford to pay University of Delaware tuition and costs.

Expected Family Contribution (EFC)

The US government has come up with a standardized way to calculate how much a typical family can afford to pay without help. Colleges use this number as a guideline to decide how much aid to give you, but it's just a guideline. If the Net Price is higher than the EFC, the school will cost more than you can typically afford.

Affordability and Value

To determine the value of University of Delaware, we're going to rely on reputable ranking lists. University of Delaware gets this verdict primarily on the school's reputation. On college ranking lists, it often ranks between #50 and 100, putting it roughly in the top 10% of schools. On value rankings lists, University of Delaware doesn't often appear. This usually means that, compared to other schools of similar reputation, {[s.get_name}} has a higher net price and may offer less competitive financial aid. Overall, we still believe University of Delaware is a high value school that is worth the cost.

Exploring Alternatives

Your next step should be to get a better idea of costs and aid availability at similar schools. If you’re interested in University of Delaware, you should check out some other high-value schools that could give you more bang for your buck. Get started here to check both in-state and out-of-state schools that might provide a better value. Finally, we're going to look at schools that might offer a better value than University of Delaware. To compile this list, we first find schools at similar academic levels, so you have a similar chance at getting in. It’s hard to know exactly what schools will be a great value for you without information on your family income. There are a lot of potential financial benefits that come with attending a school close to home. For example, in-state public schools tend to have subsidized tuitions for state residents.

Recent Tuition Increases

The University of Delaware Board of Trustees approves another raise in tuition. UD’s Board of Trustees approved a four percent tuition hike across the board Tuesday. In-state undergraduate tuition will increase $560 to $14,600 and out-of-state by $1510 to $39,100. The four percent increase applies to the cost of living in the dorms as well - dining plans will increase an average of six percent. Trustee and Finance Committee Chair Donald Puglisi said at Tuesday’s Trustees’ meeting they also are increasing mandatory fees - the comprehensive fee is increasing 13.7 percent, the student center fee is increasing 4.2 percent, and the student wellbeing fee is increasing 1.4 percent - amounting to about $180 per year. “And those fees have been frozen for a number of years so it’s increasing at this point," Puglisi says. "We still have the uncertainty of the state funding of course and Dr. Assanis discussed the healthcare cost increase.” The University recently implemented a hiring freeze among other cost saving measures to cover a projected $20-40 million shortfall due to increased healthcare costs.

International Student Costs

F-1 and J-1 students are required by federal regulations to show proof of financial support in order to be issued an I-20 or DS-2019. The total cost per program will vary based on factors such as educational level, number of courses taken and personal living expenses. The following are estimates based on the minimum number of credit hours required by immigration regulations. Please note that the amount on the I-20 is an estimate of expenses and not a reflection of UD student billing. **The International Service Fee rate above is based on fall or spring semester start dates. Please note that the required amount on the I-20 is an estimate of expenses. It is NOT a reflection of UD student billing. If you are bringing dependents, you are required to provide an additional $6,875 per dependent spouse, $6,875 1st dependent child, 2nd dependent child or more: $5,500. Department of Human Health & Services (HHS) Poverty Guidelines to ensure compliance with federal regulations. Please note that personal living expenses vary, and the amount required only serves as a financial minimum. The international service fee is a mandatory fee charged to international students and scholars enrolled at the University of Delaware in support of the advisory and support services provided by the Center for Global Programs & Services (CGPS). This fee provides international students and scholars with essential services such as immigration advising, processing of documents, regulatory reporting, and various acculturation and engagement programs and resources.

Payment Plans

The University offers a four-installment payment plan for both the fall and the spring semesters. There is a $50 installment plan fee for enrollment in the plan for each semester. The beginning balance for each semester is divided equally into four payments, and payments are due monthly. Typically, UD does not extend tuition deferment except in unique circumstances.

University of Delaware Recognition and Commitment to Affordability

News & World Report, the Wall Street Journal, and The Princeton Review. In addition, UD scored 4½ stars out of a possible five in Money magazine’s 2024-2025 rating of America’s best colleges. In its commitment to offer an accessible and affordable education, UD makes substantial investments each year to provide students with competitive financial aid packages. Total undergraduate financial aid from UD has increased 68% since fiscal year 2018. What’s more, UD’s First State Promise aims to cover total tuition costs for Delaware-resident undergraduate students with family incomes of $75,000 or less. During the 2023-24 academic year, First State Promise benefited about 2,300 Delawareans enrolled at UD-roughly a third of UD’s 6,800 in-state students. Interest in a UD education remains at an all-time high. For the seventh consecutive year, the University received a record number of first-year undergraduate student applications. Regarded for the high quality of its academic programs, the University of Delaware is ranked No. News & World Report among all universities and No. 36 among public universities. News placed six of UD’s undergraduate programs among the top 100 nationally in their fields, including a No. 5 ranking for chemical engineering. News placed nine of UD’s graduate programs among the top 100 nationally in their fields, including a No. 2 ranking for physical therapy.

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