Johnson C. Smith University: Navigating Scholarships and Financial Aid

For many prospective students, the cost of higher education can seem daunting. However, Johnson C. Smith University (JCSU) strives to make education accessible through various scholarships and financial aid opportunities. This article explores the different types of scholarships available at JCSU, eligibility requirements, and other financial aid options to help students bridge the tuition gap.

Understanding the Cost of Attendance at JCSU

The sticker price at JCSU is $34,254, but this is just the starting point. The cost of attendance can vary from year to year and will typically rise over your four years in college. College costs can look different for every student based on their financial situation. Fortunately, JCSU awards an average of $32,050.00 to each student, which can help alleviate some of the financial burden.

Types of Scholarships at JCSU

Johnson C. Smith University administers various types of scholarships to support its students:

Academic Scholarships

Academic scholarships are awarded based on academic achievement, requiring a 3.0 or better GPA. These scholarships recognize and reward students who have demonstrated a commitment to their studies.

Music Scholarships

Music scholarships are available to students who demonstrate exceptional skills in band and choir. The band director or choir director at JCSU can provide more information on eligibility and audition requirements.

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Athletic Scholarships

This grant is designed to meet the needs of student-athletes at Johnson C. Smith University. James B. Smith University Football program also offers scholarship opportunities. Key Football personnel at Johnson C. Smith University include Assistant Coach (Defensive Coordinator) Barry Tripp, Assistant Coach (Safeties) Chi-Emeke Worthington, Assistant Coach (Quarterbacks) Darius Jackson, Player Personnel Coordinator, Assistant Coach (Linebackers) David Bowser, Assistant Coach (Running Backs) Freddie Brown, Assistant Coach (Cornerbacks, Special Teams) James Lott, Associate Head Coach (Offensive Line) Kevin Thompson, Assistant Coach (Defensive Line) Kevon Fly, Assistant Coach (Defensive Line) Marshall Banks, Head Coach Maurice Flowers, Assistant Coach (Wide Receivers) Ryan Heaston, Assistant Coach (Tight Ends) Sadat Chambers.

Scholarships for Family Members of Employees

Individuals who are immediate family members of employees are eligible to apply for remitted tuition. In all cases, children of employees are requested to apply for financial assistance. Students who are currently enrolled and who have a sibling, parent, or spouse currently enrolled receive a 10% discount on their direct cost.

Merit Scholarships and Presidential Scholarships

Merit Scholarships are awarded by the Office of Admissions, and Presidential Scholarships are by invitation only.

Creating a Scholarship Fund

Whether you are an individual, family, faculty member, or alumni group, you can create a student scholarship or give to an existing scholarship fund. Johnson C. Smith University believes all deserving students should enjoy access to the opportunities they need to fully realize their potential.

Endowed Scholarships

An endowed scholarship begins with an initial gift and becomes permanently endowed when the fund reaches $25,000. Full endowment must occur within a five-year period, and no awards are made to students until the $25,000 minimum level is attained. Establishing an endowed scholarship is one of the most enduring and meaningful ways an individual or organization can make a difference in the lives of JCSU students. As a scholarship benefactor, you may determine the general criteria by which recipients are selected, including department of study, year in school, and specification of the scholarship based on academic merit or financial need.

Read also: From Transfer Portal to Gridiron Glory: Chasen Johnson's Story

Annually Funded Scholarships

Annually funded scholarships are also critical as JCSU strives to offer more students a quality education. With an annual gift of $3,000 for a minimum of three years, a donor may establish an annually funded scholarship in his/her name or in honor of a loved one.

Other Financial Aid Options

In addition to scholarships, JCSU students can explore other financial aid options to help cover the cost of attendance:

Grants

91% of full-time students receive local or institutional grants with an average award size of $13,783.00.

Federal Pell Grants

The federal government awards Pell Grants to undergraduate students who demonstrate financial need by filling out the FAFSA. Students with a bachelor’s or professional degree are not eligible. Pell Grants do not need to be repaid. If you receive a Pell Grant, the award amount should remain consistent at any college you gain admission to.

State Grants

If you're a North Carolina resident with demonstrated financial need, be sure to look into state grants to help pay for JCSU. The state offers two major need-based grants: The NC Need-Based Scholarship for Private College Students and the NC Scholarship. Both are reserved for needy students, and the former is reserved for those attending private schools. Unlike scholarships, these do not involve selection committees or essays.

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Student Loans

Graduates of JCSU take out a median of $30,000 in federal student loans. As you make decisions about your college loans, be sure to inform yourself on the advantages and disadvantages of each loan option.

Outside Scholarships

Students can use outside scholarships to supplement their financial aid package at JCSU. Outside scholarships are awards offered by private and non-profit organizations separate from their college. There are scholarships totaling available to residents. Each scholarship below may have different requirements and guidelines. While some of the Johnson C Smith University scholarships can only be used for specific purposes, many of them can be used for all types of expenses including supplies, tuition, room and board and more. At least a few of these scholarships below can be put toward JCSU study abroad. If the scholarship does not specify a specific purpose or use of funds, then it is most likely eligible. The ScholarshipPoints and Scholarship Owl scholarships, at least, are open to Johnson C Smith University transfer students and the funds can be put toward all types of expenses. You’ll need to check each scholarship’s own guidelines to determine if it is restricted to a specific major. However, most scholarships in this database are open to all students - some scholarships may only be open to certain students based on geographic criteria or areas of interest but they should be clearly marked.

Financial Aid for Transfer Students

JCSU has designed programs and opportunities for students to engage with an enriching academic experience towards pathways to career success and we are glad you’ve decided to continue your educational journey with us! Transfer credit is awarded only for courses in which a letter grade of C or higher has been earned. Credits, not grade points, are transferred, and each transcript is evaluated for alignment with JCSU’s curriculum. A maximum of 64 credit hours may be accepted from a two-year institution and up to 90 credit hours from a four-year institution. Courses with direct equivalencies transfer as such, while others may be awarded as electives. We recognize that transfer students bring a wealth of diverse experiences that can significantly enrich the learning environment. By embracing their unique perspectives, we aim to create a more dynamic and inclusive educational experience. There are two scholarships available for transfer students. These scholarships are granted once our transfer counselor reviews your transcripts to be accepted to the university. Looking to transfer from North Carolina Community College to JCSU? Interested in transferring to our music program? Participating students complete an Associates Degree at Central Piedmont Community College, and then complete their Bachelor’s Degree at Johnson C. Participating students complete an Associates Degree at Gaston College, and then complete their Bachelor’s Degree at Johnson C. Participating students complete an Associates Degree at Onondaga Community College, and then complete their Bachelor’s Degree at Johnson C. Participating students complete an Associate’s Degree at Chabot College, and then complete their Bachelor’s Degree at Johnson C. JCSU undergraduate students participating in GVSU Graduate studies receive in state tuition at GVSU. B.S. Computer Engineering / GVSU M.S.E. B.S. B.S. Public Health, Minor Sports Medicine / GVSU M.S. NCICU Participants: Barton College: psychology, Brevard College: psychology, Campbell University: psychology, Catawba College: psychology and sociology, Chowan University: psychology, Gardner-Webb University: psychology, Guilford College: psychology and sociology, Johnson C.

Financial Aid Statistics at JCSU

Johnson C Smith University average financial aid offer for freshmen students is $12,884.00. A significant 97% of freshmen benefit from financial aid, with the main type being grants and scholarships. 69% of new students (223 total) were offered scholarships at Johnson C Smith University, averaging $7,675.00 per person. This puts it in the top 50th percentile among colleges and universities nationwide. In addition to scholarships, 82% of freshman students (266 total) obtained federal grant aid, averaging $6,797.00 a piece.

How Family Income Affects Financial Aid

The table following demonstrates grant and scholarship distributions by income level for freshmen getting any sort of federally-funded Title IV aid, which includes Federal PLUS loans.

Income LevelPercent of FreshmanAverage Assistance
Income 0-30k49.69%$13,268.00
Income 30k-48k23.15%$12,525.00
Income 48k-75k11.11%$14,545.00
Income 75k-110k5.86%$8,158.00
Income 110k +3.70%$6,615.00

306 JCSU undergrads obtain grant aid (this is about 97% of the entire undergraduate student population).

Applying to JCSU

Johnson C Smith University accepts applications on a rolling basis. That means that the earlier you submit your application, the better chance you have of gaining admission and strong financial aid. Many schools with rolling admissions have priority deadlines, which means that students that submit their application before these dates have a better chance of receiving financial aid. Johnson C Smith University is test-blind, which means that it does not allow applicants to submit their SAT or ACT scores. That means that they won’t consider these scores from any applicant.

Applying as a First-Time Freshman

Welcome Future Golden Bull! Unlock a world of possibilities by joining our Golden Bull Family today! Apply as a First-Time Freshman by completing the steps below. A traditional freshman is a student seeking admission as a first-year college student after graduating from a regionally accredited high school (or a comparable international institution). A Biddle freshman is a student applying as a first-year college student after graduating from a regionally accredited high school (or a comparable international institution) who has never enrolled in a post-secondary institution. A Sit Lux freshman is a student who has graduated from, or will graduate from, high school and has never enrolled in a post-secondary institution.

Additional Considerations

Urban Environment

Colleges in cities offer easy access to jobs, internships, and entertainment. These colleges provide plenty of opportunities but may include higher living costs and a busier environment than other campuses. Some urban schools have traditional campuses, while others blend into the city.

Graduation Rate and Earning Potential

43% of students who start at Johnson C Smith University finish their degree within six years of enrolling. The median income of students 10 years after starting at Johnson C Smith University is $42,680. Graduate earnings can vary widely based on many factors other than school choice. Major and career path are two important factors in how much a student goes on to earn.

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