Understanding Concordia University Texas Tuition Costs and Financial Aid
Concordia University Texas, a private institution founded in 1926 and located in Austin, offers undergraduate degrees in 30 majors. Understanding the costs associated with attending Concordia, along with the available financial aid options, is crucial for prospective students and their families. This article provides a comprehensive overview of Concordia University Texas tuition costs, financial aid, and other related expenses. In the 2026 edition of Best Colleges, Concordia University Texas is ranked No. 103 in Regional Universities West. It's also ranked No. 88 in Top Performers on Social Mobility. It has a total undergraduate enrollment of 1,391 (fall 2023), and the campus size is 389 acres. The student-faculty ratio at Concordia University Texas is 16:1.
The Sticker Price: Tuition and Fees
Concordia University Texas's tuition is $36,690, which is cheaper than the national average cost of tuition of $46,950. These figures, which include both tuition and fees, are also referred to as the sticker price. Fees differ by institution and may fund library services, student gym facilities, student centers, technology resources, and campus health centers.
Average Net Price: What Students Actually Pay
The average net price provides a more realistic view of what students actually pay to attend Concordia University Texas. The average net price for federal loan recipients is $23,883. The net price is a college’s cost of attendance minus the grants and scholarships you receive. The net price you pay for a particular college is specific to you because it’s based on your personal circumstances and the college’s financial aid policies. Use the college’s Net Price calculator for the most accurate estimate of your net price.
Net Price Trends Over Time
Looking at historical data can provide insights into how tuition costs have changed over time. Here's a breakdown of the net in-state price and in-state sticker price at Concordia University Texas over the years:
| Year | Net In-State Price | In-State Sticker Price |
|---|---|---|
| 25-26 | $25,466 | $57,802 |
| 24-25 | $24,679 | $56,015 |
| 23-24 | $23,915 | $54,282 |
| 22-23 | $23,621 | $53,614 |
| 21-22 | $24,761 | $50,876 |
| 20-21 | $30,280 | $49,814 |
| 19-20 | $26,362 | $48,634 |
| 18-19 | $24,061 | $47,244 |
| 17-18 | $23,606 | $45,420 |
| 16-17 | $23,578 | $43,510 |
| 15-16 | $21,343 | $41,858 |
| 14-15 | $20,835 | $39,780 |
| 13-14 | $21,567 | $38,420 |
Net Price by Income Bracket
A student actually pays usually depends, at least in part, on their family's household income. At Concordia University Texas this year, we project students with incomes over $110K will pay around $33,685, while students with incomes below $30K will pay around $17,660. That's a difference of $16,025.
Read also: Tuition Guide for International Students
| Income Bracket | Projected Net Price |
|---|---|
| <$30K | $17,660 |
| $30K-$48K | $19,696 |
| $48K-$75K | $21,722 |
| $75K-$110K | $28,709 |
| >$110K | $33,685 |
Other Costs to Consider
Beyond tuition and fees, students should also budget for other expenses, including:
- Books and Supplies: $792 per year
- Personal Expenses: Not available
- Transportation: Not available
Financial Aid Options
Financial aid can include grants, loans, scholarships, and work-study jobs. Financial aid packages vary depending on your financial need. Most colleges determine financial need based on your FAFSA.
Types of Financial Aid
- Grants and Scholarships: Scholarships are a type of funding that you don’t need to pay back. Need-based scholarships take a student’s financial status into account. Merit-based scholarships are awarded to students for academic or athletic achievement. You might also qualify for a scholarship based on your community service involvement, unique hobbies or traits, your personal background, or a parent’s employer or military affiliation. Some students receive enough in scholarship money to cover their tuition and living expenses. Scholarships and grants don’t need to be paid back.
- Loans: Loans must be paid back.
- Work-Study: JobsWorking while in school can help lessen the burden of your student loans. Schools offer work-study programs to those who qualify and campus jobs to students looking to earn money in their free time. Some institutions match students with work-study positions, while others require them apply to the positions, like they would for any other job. Begin your job search by checking whether your college has in-person or online job boards.
Need-based self-help aid includes federal loans and work-study. Merit-based aid, also called non-need-based aid, is awarded for a specific talent or athletic or academic achievement.
Financial Aid Statistics
- Students Receiving Financial Aid: Not available
- Average Aid Package: $36,500
Important Financial Aid Dates
- Application Due: Jun 30 The last day to apply for financial aid or turn in related paperwork.
- Priority Application Due: Not available Applications received prior to this date will be given the strongest consideration. Still apply for financial aid if you don’t make this due date.
- Notification Date: Mar 1 When students receive a letter with the amount and types of aid the college is offering.
- Response Due: Jun 30 The deadline for students to respond to the college’s aid offer.
Financial Aid Office Contact
- Financial Aid Office Phone Number
Student Loan Debt
How much student loan debt you accumulate can affect your financial life long after college ends. Ideally, your total student loan debt should fall below your anticipated starting salary once you graduate.
- Median Federal Loan Debt: At Concordia University Texas, the median federal loan debt among borrowers who completed their undergraduate degree is $21,852.
- Median Monthly Federal Loan Payment: The median monthly federal loan payment (if it were repaid over 10 years at 5.05% interest) for student federal loan borrowers who graduated is $232.
Understanding Expected Family Contribution (EFC)
The US government has come up with a standardized way to calculate how much a typical family can afford to pay without help. Colleges use this number as a guideline to decide how much aid to give you, but it's just a guideline. If the Net Price is higher than the EFC, the school will cost more than you can typically afford.
Read also: Comprehensive Guide to Concordia Capital Internships
Graduation and Retention Rates
A school’s graduation rate can indicate how likely a student is to complete their degree. At Concordia University Texas, over the last five years 41% of students earned their bachelor’s degree within six years of enrolling. Over the last five years, at Concordia University Texas, about 64% of full-time students returned the following fall to continue their degree.
Read also: Understanding Concordia's International Tuition
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