CapEd Credit Union Services: Empowering Financial Well-being

CapEd Credit Union is a people-oriented financial institution dedicated to providing superior quality and convenient personal and business financial services. With a focus on member financial well-being, community enrichment, and the promotion of quality education, CapEd offers a comprehensive suite of services designed to meet the diverse needs of its members. With 11 locations and numerous ATMs throughout Southern Idaho, CapEd is committed to being accessible and supportive to its community.

Mobile Banking: Financial Management at Your Fingertips

CapEd's Mobile App provides members with convenient access to their accounts and a range of financial tools. Whether accounts are internal or external to CapEd, including deposit accounts or credit cards, members can view them within the app. The Accounts Dashboard can be a one-stop-shop for maintaining a financial portfolio by linking external accounts. The Quick Apply widget allows users to apply for auto loans, credit cards, personal loans, and new accounts, and even check the status of their application after it’s submitted without leaving the app. The Member Services widget provides a shortcut to some of the app’s most frequently visited features.

The mobile app is designed to support both consumer and business banking, with ongoing updates to improve the mobile banking experience. The latest version includes updates to the accounts, mobile deposit, and navigation experience, offering easier access to the most frequently used features.

The CapEd Mobile Banking App can be downloaded on iPhones or Android devices, providing convenient tools to help members reach their financial goals.

Key Features of the Mobile App:

Account Management: View internal and external accounts, including deposit accounts and credit cards.
Quick Apply: Apply for auto loans, credit cards, personal loans, and new accounts.
Application Status: Check the status of submitted applications.
Mobile Deposit: Deposit checks using the camera on a cell phone (compatible with Android and iOS devices).
Credit Score Access: Primary account holders can view their credit score for free, with frequent updates.
Transaction Notifications: Set up notifications to alert of transactions, prevent potential fraud, or notify if the account balance goes below a certain amount.
Savings Goals: Set a saving goal for vacation or an emergency fund, connect it to an account, and watch it grow.
External Account Linking: Link external accounts to the CapEd Online Banking Dashboard to see transactions and plan budgets with CapEd accounts and external accounts.
External Transfers: Transfer money to an account outside of CapEd with the online banking feature, using the account type, routing number, and account number.
Debit Card Management: Command debit card, which is helpful if a debit card is lost or stolen.

Online Banking: Access and Control from Anywhere

CapEd's online banking platform provides members with secure access to their accounts from desktop computers and mobile devices. With online banking, members can:

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View account and loan balances
Check transaction history
Apply for new accounts or loans
Transfer funds between accounts
Pay bills

CapEd Credit Union's YouTube channel features a playlist of how-to content for using Online Banking and the Mobile Banking app.

Enrolling in Online Banking

To enroll in online banking:

Visit the Online Banking enrollment page.
Select the appropriate option to enroll as an Individual or a Business member.
Complete the prompts that follow.

If you believe you are already enrolled but have forgotten your username, contact CapEd by phone at (208) 884-0150 or with the live chat on capedcu.com during Contact Center business hours.

Loan Services: Flexible Options for Financial Needs

CapEd provides a variety of loan services to make payments easy, including skip-a-payment options, loan payment options, loan calculators, and online banking.

Skip-a-Payment: Find out how to skip an auto, boat, or RV payment.
Loan Payment Options: Explore the available options for making loan payments.
Financial Hardship Assistance: Access resources and guidance for financial difficulties.

Additional Services: Enhancing Financial Security and Convenience

CapEd offers a range of additional services to enhance members' financial security and convenience:

Wire Transfers: Send and receive wire transfers to and from other financial institutions.
Safe Deposit Boxes: Secure valuables in a safe deposit box.
Pre-paid Debit Cards: Use pre-paid debit cards while traveling.
Visa® Gift Cards: Give the gift of money with Visa® gift cards.
Identity Theft Recovery: Benefit from fully managed identity theft recovery if you've been a victim of identity theft.
Notary Public Services: Access free Notary Public services for CapEd members.
Courtesy Pay: Cover transactions when funds are insufficient.

Financial Wellness: Empowering Members Through Education

CapEd believes in the importance of providing comprehensive financial support to all members, including those with Individual Taxpayer Identification Numbers (ITINs). Teaching members about financial well-being is a priority.

As a companion to the Rise Youth and Young Adult Savings Account, an app is designed to help parents and guardians teach their children under age 18 how to manage their money.

Community Involvement: Giving Back to Southern Idaho

CapEd is deeply involved in the Southern Idaho community. CapEd Giving is an employee-driven charitable program where employees contribute through payroll deductions to make a real impact. CapEd employees have partnered with the Boise Rescue Mission, providing essential items to children and families in need.

CapEd's Reading Ambassador, Ed Word the Bookworm, encourages young readers to make reading a habit through school visits, literacy nights, and appearances at the Children's Museum of Idaho. CapEd also supports talented middle and high school filmmakers through the Annual Movie Trailer Contest Awards Ceremony at JUMP Boise.

High Yield Rewards

Earn more than a regular checking and savings account with a High Yield Rewards bundle.

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Certificates

Certificates are a way to save and earn a higher dividend rate than other savings or checking accounts.

Locations and ATMs: Accessible Banking Throughout Southern Idaho

CapEd Credit Union has numerous locations spread across the Treasure and Magic Valleys in Idaho. Locate the branch nearest to you!

Filter Locations

Branches & MCCs:

Boise
Caldwell
Eagle
Kuna
Meridian
Nampa
Twin Falls

Branch Services:

Shared Branching
24-Hour ATM
Notary Public
Coin Machine
Safe Deposit Boxes
Open Saturday

ATMs:

Boise
Caldwell
Eagle
Kuna
Meridian
Nampa
Twin Falls

The CapEd Administrative Office handles back-office processing.

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