Understanding Tuition, Room, and Board Costs at the University of Maryland
Navigating the financial aspects of higher education is a crucial step for prospective students and their families. The University of Maryland (UMD), College Park, presents a variety of costs associated with attendance, encompassing tuition, fees, housing, and dining. This article aims to provide a comprehensive overview of these expenses to aid in financial planning.
Tuition and Fees: An Overview
The University of Maryland, College Park, distinguishes between in-state and out-of-state tuition rates. For in-state students, the tuition is $11,809, while out-of-state students face a tuition of $41,186. These figures, often referred to as the "sticker price," include both tuition and associated fees. Compared to the national average cost of in-state tuition of $12,422, the University of Maryland, College Park is relatively cheaper for in-state students. However, for out-of-state students, the tuition is more expensive than the national average cost of out-of-state tuition, which stands at $29,767.
It's important to note that these are estimates subject to change. The University of Maryland System Board of Regents reserves the right to modify tuition, fees, and other charges at any time, even without prior notice. To view the most current tuition and fee rates for undergraduate students, it is recommended to visit billpay.umd.edu.
Differential Tuition
Certain academic programs at UMD incur additional tuition charges. Specifically, students pursuing a major in business, engineering, and computer science will be charged additional tuition based on credit hours. Detailed information and a breakdown of these charges can be found on the Differential Tuition FAQs page.
Mandatory Fees
Beyond tuition, mandatory fees contribute to the overall cost of attendance. These fees support various essential services, including library access, student gym facilities, student centers, technology resources, and campus health centers.
Read also: Tuition at Loyola University Maryland
Fees for International Students
International students face additional fees. UMD charges a fee of $125 each semester for enrolled students requiring an I-20 or DS-2019 (for degree-seeking students in J-1 status) issued by the University. Students enrolled in an academic program operating on the 12-week calendar, who require an I-20 or DS-2019 issued by UMD, will be charged a fee of $62.50 per term. These fees support services and international student-focused cultural events to foster an engaged, supportive community.
Golden ID Fees
The Golden ID Program offers eligible senior citizens the opportunity to take advantage of the wide variety of courses at the University of Maryland. Fees associated with this program may differ.
Room and Board: Living Expenses
Housing and dining costs represent a significant portion of the total cost of attendance. These expenses can vary substantially based on whether a student chooses to live on- or off-campus and the specific dining plan selected.
On-Campus Housing
Living on campus provides convenience and immersion in the university environment. However, it is essential to consider the costs associated with on-campus housing, which include room and board.
Off-Campus Housing
Opting for off-campus housing can offer potential cost savings, but it also requires careful budgeting for rent, utilities, transportation, and groceries.
Read also: Affording ECU
Dining Plans
UMD Dining Services offers a range of food plans to accommodate different dietary needs and preferences. The level of the food plan chosen directly impacts the overall cost of dining.
Total Cost of Attendance: The Big Picture
When evaluating the affordability of UMD, it's crucial to consider the total cost of attendance, which encompasses tuition, fees, living expenses (housing and food), books, supplies, equipment, transportation, and miscellaneous personal expenses. At the University of Maryland, College Park, the total cost is $31,730 for in-state students and $61,108 for out-of-state students. These figures are averages and will vary from student to student.
Mandatory Student Health Insurance Plan
Insurance coverage is required for Undergraduate Students enrolled in 6 or more credits at College Park (including F-1 and J-1 visa students). Students must take one of the following actions each academic year:
- Submit proof of other insurance (waiver submission) and, once approved, have the charge removed from the student financial account.
- OR, enroll in the Student Health Insurance Plan (SHIP) and let the university assessed fee remain as payable on the student account
Inaction of a waiver submission by the published deadline will result in the premium being charged with no refundability
University vendor provided insurance continuing in the 2025/2026 academic year will be broken into two prorated charges for each semester. Fall term will be assessed $1,176, and Spring term will be assessed $1,630 (higher cost for Spring as it contains a longer period of coverage). These two split charges equate to a total annual cost of $2,806. Cost sheets are available at: umd.myahpcare.com/enrollment. Additional Important details are available at Mandatory Insurance and Waiver.
Specific Course Fees
Certain courses may have additional fees associated with them such as a lab fee. The course fee dictionary can be found online.
Read also: Withdrawals for College: A Guide
Tuition and Fees Refundability
All Tuition and Fees Refundability is in accordance with University Refund Policy.
Universities at Shady Grove
For students attending the Universities at Shady Grove, tuition rates mirror those at the University of Maryland, College Park. However, it is important to note that mandatory fees differ between the two locations.
Financial Aid and Net Price
While the total cost of attendance provides a comprehensive overview of expenses, the net price offers a more personalized estimate of what a student will actually pay after factoring in financial aid, scholarships, and grants. The Office of Student Financial Aid provides cost of attendance information.
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