Understanding University of North Georgia Tuition and Fees

Choosing a university is a significant decision, and understanding the costs involved is a crucial part of the preparation process. The University of North Georgia (UNG) is recognized as one of the most affordable public universities in Georgia. However, navigating the complexities of tuition, fees, and financial aid can still be challenging. This article provides a comprehensive overview of UNG's tuition and fees, financial aid options, and other related costs to help prospective and current students make informed decisions.

UNG Tuition and Fees: An Overview

The "sticker price" of attending a university includes both tuition and fees. These fees can cover a variety of services and resources, such as library access, gym facilities, student centers, technology resources, and campus health centers.

In-State vs. Out-of-State Tuition

For the University of North Georgia, the tuition differs significantly based on residency:

In-State Tuition: \$6,910
Out-of-State Tuition: \$22,330

Compared to the national average cost of in-state tuition of \$12,436, UNG is more affordable for Georgia residents. Similarly, for out-of-state students, UNG's tuition is less than the national average of \$29,815.

Historical and Projected Tuition Costs

Tuition and fees for in-state University of North Georgia increased with an average annual rate of 4.44% over the past five years. This school year, in-state students can expect to pay \$5,826 if the growth keeps up.

At this rate, we estimate the total cost of in-state tuition and fees for two years at UNG to be \$11,912, and \$24,906 for four years.

Tuition and fees for out-of-state students have grown by about 4.84% in the past five years. This school year, students outside of the state will pay an estimated \$17,101.

This would result in a total cost of \$35,030 for two years and \$73,529 for four years.

Additional Fees

Beyond tuition, students should be aware of other fees that contribute to the overall cost of attendance:

Student Activity Fee: Supports student organizations like the Student Government Association.
Athletics Fee: Funds NCAA athletics programs at UNG.
Health Services Fee: Covers basic healthcare services at Student Health Clinics.
Technology Fee: Supports the technology infrastructure for academic and instructional needs.
Online Learning Fee: Assessed to students taking solely online courses.

Total Cost of Attendance

When budgeting for college, it's important to consider the total cost of attendance, which includes not only tuition and fees but also living expenses, books, and personal costs. The total cost is the sticker price, plus the cost of food and housing, books and supplies, and transportation and personal expenses.

Read also: Affording ECU

Additional Expenses

Books and Supplies: \$1,520 per year
Personal Expenses: \$2,600 per year
Transportation: \$1,340 per year

*Meal plan is a separate fee not included in the housing fees.

Financial Aid Opportunities

UNG recognizes that many students require financial assistance to afford their education. Several financial aid options are available, including scholarships, grants, loans, and work-study programs.

Types of Financial Aid

Need-Based Aid: This type of aid takes a student’s financial status into account.
Merit-Based Aid: Awarded for academic or athletic achievement.

Financial aid can include grants, loans, scholarships and work-study jobs. Financial aid packages vary depending on your financial need. Most colleges determine financial need based on your FAFSA.

Scholarships and Grants

Scholarships and grants are a form of funding that you don’t need to pay back.

Average Need-Based Scholarship or Grant Award (First-year Students): \$8,025
Average Non-Need-Based Scholarship or Grant Award (First-year Students): \$6,272

In fall 2023, 50% of first-year students received need-based financial aid.

Read also: Withdrawals for College: A Guide

Loans and Work-Study

Need-based self-help aid includes federal loans and work-study. The average need-based self-help aid awarded to first-year students was \$3,264.

Working while in school can help lessen the burden of your student loans. Schools offer work-study programs to those who qualify and campus jobs to students looking to earn money in their free time. Some institutions match students with work-study positions, while others require them apply to the positions, like they would for any other job.

Begin your job search by checking whether your college has in-person or online job boards.

Financial Aid Statistics

Students Receiving Financial Aid: 50.09%
Average Aid Package Awarded: \$10,944
Average Need-Based Scholarship or Grant Award: \$6,798
Average Need-Based Loan Amount: \$3,721

Important Financial Aid Dates

Financial Aid Application Due: July 1

Net Price

The net price is a college’s cost of attendance minus the grants and scholarships you receive. The net price you pay for a particular college is specific to you because it’s based on your personal circumstances and the college’s financial aid policies. Use the college’s Net Price calculator for the most accurate estimate of your net price.

Average Net Price\$11,721 per year

Student Loan Debt

How much student loan debt you accumulate can affect your financial life long after college ends. Ideally, your total student loan debt should fall below your anticipated starting salary once you graduate.

Federal Loan Debt

At University of North Georgia, the median federal loan debt among borrowers who completed their undergraduate degree is \$17,750. The median monthly federal loan payment (if it were repaid over 10 years at 5.05% interest) for student federal loan borrowers who graduated is \$188.

Private Loan Debt

Additionally, 4% of graduating students at University of North Georgia took out private loans. Students with private loans had an average of \$20,686 in private loan debt at graduation.

Debt at Graduation Statistics

Average Total Indebtedness of 2024 Graduating Class: \$11,408
Graduating students who have borrowed (any loan type, 2024): 47%

In-State Tuition Eligibility and Out-of-State Waivers

If you feel that you have been incorrectly classified as an out-of-state student, you may submit a Petition for In-State Tuition to be reviewed by the Tuition Classification Committee.

Students with Employment Authorization Cards.

Waivers

Homeless Students: Any student from a homeless situation as defined by O.C.G.A. but are not qualified to pay in-state tuition may be eligible to pay in-state tuition rates by one of the following out-of-state waivers.
Border County Residents - Graduate or undergraduate students domiciled in an eligible out-of-state county bordering Georgia for at least 12 consecutive months preceding the first day of the term to which the student is applying for the waiver.
Border State Residents - Undergraduate students whose primary campus is listed as Gainesville who are domiciled in Tennessee, Alabama, Florida, North Carolina, South Carolina for at least 12 consecutive months preceding the first day of the term to which the student is applying for the waiver.
Economic Advantage - Students who have relocated to the State of Georgia to accept full-time, self-sustaining employment and have established domicile in the State of Georgia. This waiver will expire 12 months from the date the waiver was granted.
Full-Time University System Employees - Full-time employees of the University System, their spouses, and their dependent children.
Full-Time Employees in the Public Schools of GA or the Technical College System of GA - Full-time employees in the public schools of Georgia or of the Technical College System of Georgia, their spouses, and their dependent children.
Teachers Employed Full-Time on Military Bases in Georgia - Spouses and dependent children are not eligible. Active Duty Military Personnel- Military personnel stationed in Georgia and on active duty. Spouse and dependent children eligible. Military Reserves based in Georgia. Spouse and dependent children eligible.
Separated Military Personnel- Any separated service member or any student utilizing transferred VA educational benefits and physically residing in the state who enrolls within 36 months of separation. Spouse and dependent children eligible.
Career Consular Officials - Career consular officers, their spouses, and their dependent children who are citizens of the foreign Nation that their consular office represents and who are stationed and living in Georgia under orders of their respective governments.
Vocational Rehabilitation Waiver - Students enrolled in a University System of Georgia institution based on a referral by the Vocational Rehabilitation Program of the Georgia Department of Labor or the Department of Veteran’s Affairs.
International and Domestic Exchange Program Students - A student who enrolls in a University System institution as a participant in an international or domestic direct exchange program that provides reciprocal benefits to University System students. The program coordinator will provide a list of students participating in this program to the Office of Undergraduate Admissions.
Students in Georgia-Based Corporations or Organizations - Students who are employees of Georgia-based corporations or organizations that have contracted with the Board of Regents through USG institutions to provide out-of-state tuition differential waivers.

Completed In-State Petitions and Out-of-State Waivers must be submitted by the below deadlines.

Additional Resources and Considerations

Tuition Guarantee Plans

Tuition at time of first enrollment guaranteed only to students making advance payment

Tuition Insurance

Can't pay online? UNG has partnered with GradGuard to provide students with an option for tuition and/or renters insurance to protect the investment you and your family have made in higher education. Note: GradGuard plans are entirely optional. You must sign up before the end of add/drop at the start of each term separately.

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