Understanding Midland University Tuition and Costs

Choosing a university is a significant decision, and understanding the financial aspects is crucial. This article breaks down the tuition, fees, and various financial aid options available at Midland University to help prospective students and their families make informed decisions. Midland University is a private liberal arts college located in Fremont, Nebraska. The 33-acre academic and residential campus is located 25 miles northwest of Omaha, Nebraska.

The Sticker Price: Tuition and Fees

Midland University's tuition is $42,050. Compared with the national average cost of tuition of $47,097, Midland University is cheaper. This figure represents the cost for the 2023-24 academic year and includes both tuition and fees, often referred to as the "sticker price." Fees can cover a variety of resources, such as library services, student gym facilities, student centers, technology resources, and campus health centers.

Beyond the Sticker Price: Total Cost and Net Price

When comparing the costs of different institutions, it’s essential to consider the total cost and the net price. The total cost includes the sticker price, plus the cost of food and housing, books and supplies, transportation, and personal expenses.

The net price is the average cost of the university after aid and scholarship funds are discounted from the total cost. It represents the actual out-of-pocket expense for a student after factoring in financial assistance.

Financial Aid: Making Education Accessible

Financial aid refers to funding that students can use to pay for college and is generally awarded based on need or merit. At Midland University, the commitment to student success is reflected in the various financial aid resources available.

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Need-Based Aid

Need-based aid is determined by your or your family’s demonstrated ability to pay for college, as calculated by the Free Application for Federal Student Aid (FAFSA). Need-based self-help aid includes federal loans and work-study.

Merit-Based Aid

Merit-based aid, also called non-need-based aid, is awarded for a specific talent or athletic or academic achievement.

Scholarships and Grants

Scholarships are a type of funding that you don’t need to pay back. Need-based scholarships take a student’s financial status into account. Merit-based scholarships are awarded to students for academic or athletic achievement. You might also qualify for a scholarship based on your community service involvement, unique hobbies or traits, your personal background, or a parent’s employer or military affiliation.

Some students receive enough in scholarship money to cover their tuition and living expenses.

Types of Scholarships and Grants at Midland University

Midland University creates a personalized scholarship package for each student to honor and acknowledge their individual gifts and talents, beginning with an academic base award calculated by high school GPA. Focused on the student-experience, Midland awards one all-inclusive scholarship that lives within one of the pathways below. When students are passionate about or qualify for more than one, the primary interest will be determined before a custom financial aid offer is created. This scholarship program holds students of many interests and skill sets.

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Students who meet the eligibility criteria-either a minimum 3.5 GPA or a 27 ACT score-are invited to apply to the Howard Hanson Honors Program. Institutional scholarships cannot be combined. Outside Scholarships Scholarships offered through high schools, communities, foundations, and other organizations are a great way to help finance a college education. Take a look at our Outside Scholarships page for a list of resources that could be helpful in your scholarship search.

Federal Student Loans

Midland University does not award Federal Direct Subsidized Loans, Federal Direct Unsubsidized Loans, or Federal Direct PLUS Loans.

The Importance of the FAFSA

Filing the Free Application for Federal Student Aid (FAFSA) is a step that is key to establishing your eligibility for all federal and state student aid, and can help you unlock additional Midland University financial aid resources. Midland’s school code number is 002553. Students who start the financial aid process earliest receive the broadest range of financial aid options.

Student Loan Debt: Planning for the Future

How much student loan debt you accumulate can affect your financial life long after college ends. Ideally, your total student loan debt should fall below your anticipated starting salary once you graduate. At Midland University, the median federal loan debt among borrowers who completed their undergraduate degree is $26,134. The median monthly federal loan payment (if it were repaid over 10 years at 5.05% interest) for student federal loan borrowers who graduated is $277.

Additional Ways to Fund Your Education

Work-Study and On-Campus Employment

Working while in school can help lessen the burden of your student loans. Schools offer work-study programs to those who qualify and campus jobs to students looking to earn money in their free time. Some institutions match students with work-study positions, while others require them apply to the positions, like they would for any other job.

Midland University offers on-campus employment, also known as Work-Study, to all students. Typical work assignments range from three to seven hours per week.

Off-Campus Employment

Off-campus employment is also readily available for Midland students. The Fremont community and surrounding areas have long been very supportive of Midland and offer our students numerous part-time employment opportunities.

Nelnet Payment Plan

Midland University is pleased to help families enroll in an interest-free payment plan to split each semester’s total educational cost into monthly payments. Enrollment can be set up online through the student’s Warrior Central account at my.midlandu.edu; on the left side under Tools, click “Pay My Account”. Payment plans can be set up as early as June for the Fall semester and as early as December for the Spring semester.

Federal Parent PLUS Loan

The PLUS loan allows a credit-worthy parent to borrow to cover a student’s educational costs. Parents can use their FSA ID to apply for the loan at www.studentaid.gov after April 1. For more information, please refer to our Payment Options page.

Private Student Loans

The Financial Aid Office does not provide a preferred lender list for private education loans. However, we do offer FastChoice as a tool to compare lenders’ interest rates in real-time. As a borrower, you have the right to choose any private lender that you prefer, regardless of whether they are listed on the FastChoice tool or not. When reviewing different private loan programs, be sure to compare loan fees, interest rates, repayment, etc. For more information, please refer to our Payment Options page.

Net Price and Affordability

The Net Price is the total cost minus the total aid given. In other words, this is the price you have to pay to the school out of pocket. If you want a quick, general idea of your annual Net Price at Midland University, here's a handy chart showing the net price of real students. Most schools have an updated Net Price calculator available.

Once you have a Net Price estimate, you’ll want to figure out whether your family can afford to pay Midland University tuition and costs. The US government has come up with a standardized way to calculate how much a typical family can afford to pay without help. Colleges use this number as a guideline to decide how much aid to give you, but it's just a guideline.

Additional Programs

Three to Teach Program

Three to Teach Program costs are calculated by credit hour, so the chart below outlines what you can expect for your program of choice. Students not eligible for district funding are encouraged to complete the FAFSA to determine eligibility for federal loans, aid and grant support.

Three to Teach Scholarship

The Midland University Three to Teach Scholarship offers a generous 55% discount on the cost of the program! For the exact scholarship amounts, be sure to check out the chart under the Tuition & Fees section on this page.

TEACH Grant Program

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides grants of up to $4,000 per year to education students, up to a total of $16,000.

Employer Sponsorship

Many school districts offer tuition assistance. Please check with your Human Resources department to find out if your employer offers such a program.

Key Considerations and Takeaways

Midland University's tuition is relatively competitive: At $42,050, it's lower than the national average for private institutions.
Consider the net price: Use the Net Price Calculator to get a personalized estimate of what you'll actually pay.
Explore all financial aid options: Complete the FAFSA and research scholarships, grants, and work-study opportunities.
Plan for student loan debt: Keep your total debt below your anticipated starting salary.
Take advantage of available resources: Midland University offers on-campus employment, payment plans, and guidance from financial aid professionals.

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