Understanding NJCU Tuition Costs and Financial Aid Options
For prospective students and their families, understanding the costs associated with higher education is crucial. This article provides a detailed breakdown of tuition, fees, and financial aid opportunities at New Jersey City University (NJCU).
Tuition and Fees: An Overview
Tuition and fee rates at NJCU are subject to the approval of the Board of Trustees. This approval typically occurs in late June or early July each year. It's important to note that the information provided here may be subject to change based on the Board's decisions.
Undergraduate Tuition Structure
NJCU employs a per-credit system for part-time undergraduate students (those taking 1-11 credits). Full-time undergraduate students (enrolled in 12 or more credits) are charged a flat rate. This tuition structure applies to both degree-seeking and non-degree-seeking students.
Residency Status
In-state and out-of-state residency status is determined during the admissions process. To change your residency status after admission, you must provide proof of residency to the Registrar’s Office.
Recent Tuition Adjustments
For the Academic Year 2025-2026, a 5.5% increase in tuition and fees was implemented compared to the previous year. This information highlights the importance of staying updated on the latest tuition adjustments.
Read also: Rhode Island Tuition Guide
One Tuition Model
Beginning with the Fall 2024 semester, NJCU implemented the 'one tuition' model. Details of this model can be found on the NJCU website.
2025-2026 Tuition and Fees for Full-Time Undergraduate Students
The following table outlines the estimated cost of attendance for full-time undergraduate students for the 2025-2026 academic year:
| Expense | In-State/Out-of-State with Parents | In-State/Out-of-State Off-Campus | In-State/Out-of-State On-Campus |
|---|---|---|---|
| Tuition & Fees | $15,605 | $15,605 | $15,605 |
| Room & Board | $2,600 | $20,000 | $19,112 |
| Books & Supplies | $0 | $0 | $0 |
| Transportation | $1,500 | $1,500 | $1,500 |
| Miscellaneous Personal Expenses | $2,546 | $2,546 | $2,546 |
| Loan Fees | $75 | $75 | $75 |
| Total Cost | $22,326 | $39,726 | $38,838 |
*On-campus housing costs are based on a single room with meal plans.
Understanding the Cost of Attendance
The Cost of Attendance, or budget, refers to the total cost of attending school for one academic year. It usually includes tuition, fees, housing, and other educational expenses. As you’re comparing costs of different institutions, also consider the total cost and the net price. The total cost is the sticker price, plus the cost of food and housing, books and supplies, and transportation and personal expenses.
Net Price: What You Actually Pay
Your net price is a college’s cost of attendance minus the grants and scholarships you receive. The net price you pay for a particular college is specific to you because it’s based on your personal circumstances and the college’s financial aid policies.
Read also: Emory University Tuition
Net Price Calculator
Use the college’s Net Price calculator for the most accurate estimate of your net price.
Average Net Price
The Average Net Price is $19,252 per year.
Financial Aid Opportunities
Financial aid can include grants, loans, scholarships and work-study jobs. Financial aid packages vary depending on your financial need. Most colleges determine financial need based on your FAFSA. In , 81% of undergraduate students attending New Jersey City University received financial aid through grants. Comparatively, 32% of undergraduate students received financial aid through loans.
Types of Financial Aid
- Grants: Scholarships and grants don’t need to be paid back.
- Loans: Loans must be paid back.
- Scholarships: Scholarships are a type of funding that you don’t need to pay back. Need-based scholarships take a student’s financial status into account. Merit-based scholarships are awarded to students for academic or athletic achievement. You might also qualify for a scholarship based on your community service involvement, unique hobbies or traits, your personal background, or a parent’s employer or military affiliation.
- Work-Study: Working while in school can help lessen the burden of your student loans. Schools offer work-study programs to those who qualify and campus jobs to students looking to earn money in their free time.
Average Aid Packages Awarded
The average aid packages awarded is $12,337. The average need-based scholarship or grant awarded to first-year students at New Jersey City University was $5,585. Additionally, 75% of first-year students received need-based financial aid in fall 2023. The average need-based self-help aid awarded to first-year students was $3,132. The average non-need-based scholarship or grant awarded to first-year students at New Jersey City University - excluding any athletic scholarships, if applicable - was $6,050.
Important Financial Aid Dates
It is important to check the NJCU financial aid website for specific deadlines.
Read also: Affording Temple
- Application Due: The last day to apply for financial aid or turn in related paperwork.
- Priority Application Due: Applications received prior to this date will be given the strongest consideration. Still apply for financial aid if you don’t make this due date.
- Notification Date: When students receive a letter with the amount and types of aid the college is offering.
- Response Due: The deadline for students to respond to the college’s aid offer.
Student Loan Debt
How much student loan debt you accumulate can affect your financial life long after college ends. Ideally, your total student loan debt should fall below your anticipated starting salary once you graduate. At New Jersey City University, the median federal loan debt among borrowers who completed their undergraduate degree is $18,500. The median monthly federal loan payment (if it were repaid over 10 years at 5.05% interest) for student federal loan borrowers who graduated is $196.
Additional Financial Considerations
When planning for college expenses, consider these additional factors:
- Approximate Annual, Combined Adjusted Gross Income of Parents: Include wages, salaries, tips, business and farm income, and commissions.
- Approximate Total Value of the Combined Assets of Parents: Include cash, investments, 529 plans owned by the parents (this is the usual case), and real estate property.
- Approximate Annual Adjusted Gross Income of the Student: If any, include wages, salaries, tips, business and farm income, and commissions.
- Approximate Total Value of the Combined Assets of the Student: Include cash, investments, 529 plans owned by the student (this is rare), and real estate property.
NJCU: A Closer Look at Costs and Aid
New Jersey City University's tuition is $14,460 for in-state and $14,460 for out-of-state students. Compared with the national average cost of in-state tuition of $12,436, New Jersey City University is more expensive. For students coming from out of state, the tuition is cheaper than the national average cost of out-of-state tuition of $29,815.
Tuition Costs Compared to National Averages
In 2023, the median undergraduate tuition at New Jersey City University is $13,785, which is $−10,790 less than the national average for Masters Colleges and Universities ($24,575). This chart compares the tuition costs of New Jersey City University (in red) with those of other similar universities.
Average Net Price Trends
In 2023 New Jersey City University had an average net price - the price paid after factoring in grants and loans - of $12,157. Between 2022 and 2023, the average net price of New Jersey City University grew by 36.9%. This chart compares the average net price of New Jersey City University (in red) with that of other similar universities. Average net price is calculated from full-time beginning undergraduate students who were awarded a grant or scholarship from federal, state or local governments, or the institution.
Other Student Expenses
The average yearly cost of room and board at New Jersey City University was of $14,708 in 2023. The cost of room and board increased by 4.99% between 2022 and 2023. During the same period, the average yearly cost of books and supplies was $1,200. The cost of books and supplies did not change during the same period. This chart compares the average student costs at New Jersey City University (in red) with that of similar universities.
Financial Aid Statistics
81% of undergraduate students at New Jersey City University received financial aid through grants or loans in 2023. This represents a growth of 0% with respect to 2022, when 81% of undergraduate students received financial aid. This chart compares the average award discount at New Jersey City University (in red) with that of other similar universities. The average award discount is the ratio between the average grant or scholarship value, and the cost, which is the sum of out-of-state tuition, room, board, book, supplies, and other expenses.
Student Loan Default Rate
In 2022 the default rate for borrower's at New Jersey City University was 0%, which represents 0 out of the 1612 total borrowers. A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.
NJCU Admissions and Enrollment
New Jersey City University received 5,757 undergraduate applications in 2023, which represents a 9.65% annual growth. Out of those 5,757 applicants, 5,134 students were accepted for enrollment, representing a 89.2% acceptance rate. There were 5,833 students enrolled at New Jersey City University in 2023. New Jersey City University has an overall enrollment yield of 11.2%, which represents the number of admitted students who ended up enrolling.
Acceptance Rate Trends
In 2023, the undergraduate acceptance rate of New Jersey City University was 89.2% (5,134 admissions from 5,757 applications). This is lower than the acceptance rate of 2022, which was 90.1%. Between 2022 and 2023, the number of applicants declined by 9.65%, while admissions declined by 10.6%. This chart compares the acceptance rate of New Jersey City University (in red) with that of other similar universities, and the chart below shows the acceptance rate by gender.
SAT Scores
0% of enrolled first-time students at New Jersey City University in 2022 submitted SAT scores with their applications.
Enrollment Statistics
New Jersey City University had a total enrollment of 5,833 students in 2023. The full-time enrollment at New Jersey City University is 3,862 students and the part-time enrollment is 1,971. This means that 66.2% of students enrolled at New Jersey City University are enrolled full-time. The enrolled student population at New Jersey City University, both undergraduate and graduate, is 42.1% Hispanic or Latino, 24% White, 18.9% Black or African American, 7.85% Asian, 2.21% Two or More Races, 0.326% American Indian or Alaska Native, and 0.257% Native Hawaiian or Other Pacific Islanders. Students enrolled at New Jersey City University in full-time Undergraduate programs are most commonly Hispanic or Latino Female (28.2%), followed by Hispanic or Latino Male (19.1%) and Black or African American Female (12.9%). Students enrolled in full-time Graduate programs are most commonly Hispanic or Latino Female (22.1%), followed by White Female (15.1%) and Black or African American Female (13.8%).
Full-Time vs Part-Time Enrollment
The total enrollment at New Jersey City University in 2023, both undergraduate and graduate, is 5,833 students. The full-time enrollment at New Jersey City University is 3,862 and the part-time enrollment is 1,971. This means that 66.2% of students enrolled at New Jersey City University are enrolled full-time compared with 68.2% at similar Masters Colleges and Universities. This chart shows the full-time vs part-time enrollment status at New Jersey City University (in red) compares to similar universities.
Retention Rate
Retention rate measures the number of first-time students who began their studies the previous fall and returned to school the following fall. The retention rate for full-time undergraduates at New Jersey City University was 67%. Compared with the full-time retention rate at similar Masters Colleges and Universities (74%), New Jersey City University had a retention rate lower than its peers. This chart shows the retention rate over time at New Jersey City University (highlighted in red) compares to similar universities.
Enrollment by Race & Ethnicity
The enrolled student population at New Jersey City University is 42.1% Hispanic or Latino, 24% White, 18.9% Black or African American, 7.85% Asian, 2.21% Two or More Races, 0.326% American Indian or Alaska Native, and 0.257% Native Hawaiian or Other Pacific Islanders. This includes both full-time and part-time students as well as graduate and undergraduates. By comparison, enrollment for all Masters Colleges and Universities is 50.1% White, 17.7% Hispanic or Latino, and 13.4% Black or African American. Any student who is studying in the United States on a temporary basis is categorized as a "Non-Resident Alien".
Graduation and Degree Information
In 2023, 410 more women than men received degrees from New Jersey City University. The most common race/ethnicity group of degree recipients at New Jersey City University is hispanic or latino (514 degrees awarded). There were 1.28 times more hispanic or latino recipients than the next closest race/ethnicity group, white (400 degrees). In 2023, the most specialized majors across all degree types at New Jersey City University, meaning they have significantly more degrees awarded in that concentration than the national average across all institutions, are Protective Services (162 degrees awarded), History (28 degrees), and Psychology (160 degrees).
Common Jobs and Industries for Graduates
The most common jobs for people who hold a degree in one of the 5 most specialized majors at New Jersey City University are Elementary & middle school teachers (1,684,581 people), Secondary school teachers (589,845 people), Education administrators (341,471 people), Other managers (331,490 people), and Postsecondary teachers (238,316 people). The most common industries for people who hold a degree in one of the 5 most specialized majors at New Jersey City University are Elementary & secondary schools (3,301,646 people), uninformed (781,206 people), Colleges, universities & professional schools, including junior colleges (568,628 people), Justice, public order, & safety activities (461,580 people), and General medical and surgical hospitals, and specialty (except psychiatric and substance abuse) hospitals (363,507 people).
Most Common Majors
In 2023, the most common bachelors degree concentration at New Jersey City University was General Psychology with 141 degrees awarded. This visualization illustrates the percentage of degree-majors recipients from bachelors degree programs at New Jersey City University according to their major.
Sex Breakdown for Common Majors
In 2023, 508 degrees were awarded to men at New Jersey City University, which is 0.553 times less than the number of degrees awarded to females (918). This chart displays the sex disparity between the top 5 majors at New Jersey City University by degrees awarded. In 2023, 52 degrees were awarded to men at New Jersey City University in General Computer & Information Sciences, which is 3.71 times more than the 14 female recipients with that same degree. In 2023, 113 degrees were awarded to men at New Jersey City University in General Psychology, which is 4.04 times more than the 28 male recipients with that same degree.
Time to Complete Degrees
In 2023, 17% of students graduating from New Jersey City University completed their program within 100% "normal time" (i.e. 4 years for a 4-year degree). Comparatively, 39% completed their degrees within 150% of the normal time, and 42% within 200%. The following chart shows these completion rates over time compared to the average for the Masters Colleges and Universities Carnegie Classification group. Graduation rate is defined as the percentage of full-time, first-time students who received a degree or award within a specific percentage of "normal time" to completion for their program.
Graduation Rate by Race and Sex
The student demographic with the highest graduation rate in 2023 at New Jersey City University is Female and American Indian or Alaska Native (83.3% graduation rate). Across all Masters Colleges and Universities, Asian Female students have the highest graduation rate (74.3%). The department of education defines graduation rate as the percentage of full-time, first-time students who received a degree or award within 150% of "normal time" to completion.
Race & Ethnicity of Degree Recipients
The most common race/ethnicity at New Jersey City University is hispanic or latino (514 degrees awarded). There were 1.28 times more hispanic or latino recipients than the next closest race/ethnicity group, white (400 degrees).
Race & Ethnicity by Sex
In 2023, the most common race/ethnicity group awarded degrees at New Jersey City University was Hispanic or Latino Female, with 325 degrees awarded.
