Navigating Financial Aid at Fullerton College: A Comprehensive Guide

Fullerton College is dedicated to helping students achieve their academic aspirations by providing comprehensive financial support. The Office of Financial Aid is committed to offering the resources and services needed to make college accessible and affordable. This guide provides an overview of the financial aid options available at Fullerton College, application procedures, and important resources to help students manage their finances effectively.

Applying for Financial Aid

To begin the financial aid process at Fullerton College, students must complete either the Free Application for Federal Student Aid (FAFSA) or the California Dream Act Application (CADAA), depending on their eligibility. The Fullerton College school code (001201) must be included on the application to ensure it is correctly processed.

The 2025-2026 financial aid application will be available starting December 1, 2024, and must be submitted by June 30, 2026. Students unsure which application to complete can consult the resource: "Which is the Correct Financial Aid Application - FAFSA or CA Dream Act?" for guidance.

Types of Financial Aid Available

Fullerton College administers various federal, state, and university aid programs to assist students in financing their education. Here's a breakdown of the primary types of financial aid available:

Federal Pell Grant

The Federal Pell Grant is a need-based grant provided by the U.S. Department of Education to help eligible undergraduate students pay for college. Pell Grants do not need to be repaid, making them a valuable resource for students with financial need. The maximum Pell Grant amount for the 2025-2026 school year is $7,395.

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Federal Supplemental Educational Opportunity Grant (FSEOG)

A Federal Supplemental Educational Opportunity Grant (FSEOG) is a type of need-based federal financial aid awarded to undergraduate students with exceptional financial need who are eligible for Pell Grant.

Federal Direct Loan Program

The Federal Direct Loan Program offers low-interest loans for educational expenses. These loans are subsidized by the government as long as the student is enrolled at least half-time in college courses. There are two types of Direct Loans:

  • Federal Direct Subsidized Loan: This loan is available to undergraduate students who demonstrate financial need, as determined by FAFSA. The U.S. Department of Education pays the interest on the loan while the student is enrolled at least half-time.

  • Federal Direct Unsubsidized Loan: This loan is available to both undergraduate and graduate students, regardless of financial need. Unlike subsidized loans, interest begins accruing immediately after disbursement, even while the student is in school. Students must be enrolled at least half-time to qualify.

Cal Grant

The Cal Grant is a grant offered by the State of California to California residents and Dream Act students attending a college or university in California. The grant has an annual application deadline of March 2 for the following academic year and is based upon need, income, and GPA. There is an additional deadline of September 2 for California Community College students only.

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To be considered for a Cal Grant, students must file both a completed FAFSA or Dream Act application and a GPA Verification Form by the deadline. Fullerton College automatically sends the GPA Verification for students who have completed 24 units or more at the college. Those who qualify for either a regular GPA (24 or more units) or a re-established GPA (16-23 units) will have their GPA automatically transmitted to the state, provided they have enrollment history at Fullerton College within the past five years.

Student Success Completion Grant (SSCG)

The Student Success Completion Grant (SSCG) is a financial aid program designed to help students afford full-time enrollment, enabling them to graduate sooner and begin their careers. Current and prospective California community college students can receive additional financial aid by enrolling full-time. Students enrolled in 12-14.99 units can receive $1,298 per semester, while those enrolled in 15 or more units can receive $4,000 per semester.

California College Promise Grant (CCPG)

The California College Promise Grant (CCPG), formerly known as the Board of Governor’s Waiver, is a State-sponsored program that waives enrollment fees for qualifying students who are California residents. The CCPG does not have a unit requirement, meaning eligible students can receive the grant whether they take .5 units or 26 units.

CCPG applicants must apply every academic year. Students can apply by submitting a financial aid application (FAFSA or CADAA) or by completing the CCPG application on myGateway (Student Tools > Financial Aid > General Links). There are several methods under which students may qualify:

  • METHOD A: For students on public assistance programs such as TANF (Temporary Assistance for Needy Families)/CalWORKs, SSI/SSP (Supplemental Security Income/State Supplemental Program), or General Assistance. Certification must be obtained from the appropriate agency, and documentation will be required to verify eligibility.

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  • METHOD B: For low-income students whose previous year income was within qualifying income guidelines.

  • METHOD C: Awarded to students who applied through the FAFSA or CADAA and were eligible according to Federal Guidelines.

  • METHOD F: For dependents of disabled or deceased California Veterans or National Guard; recipients or dependents of recipients of the Congressional Medal of Honor; dependents of victims of the September 11, 2001 terrorist attack; dependent of a deceased law enforcement/fire suppression personnel; students exonerated of a crime; and dependents of a deceased physician, nurse, or first responder who died of COVID-19 in California. Certification must be obtained from the appropriate agency, and documentation will be required to verify eligibility.

Return to Title IV Funds

It is important to understand the Return to Title IV funds policy, which is a federal law regarding a student’s responsibility to repay money if they leave school. If a student receives a grant and then withdraws from all of their classes, that student may owe money back to the Federal Program. The Financial Aid Office will calculate the portion of the grant the student earned based on the withdrawal date. If the withdrawal occurs after earning 60% of the grant, the student will not owe any repayment.

Financial Wellness Resources

Fullerton College is committed to supporting student success both academically and financially. To empower students with the knowledge and tools needed to make informed financial decisions, the college offers access to several free financial wellness resources:

  • Interactive Financial Education for Students: Fullerton College provides students free access to ECMC Learning, an online platform provided by the Educational Credit Management Corporation (ECMC).

  • ECMC Solutions: To support students in managing federal student loans, Fullerton College partners with ECMC Solutions, a free and confidential service.

  • CashCourse: CashCourse is a free online financial education platform designed for college students.

Important Information Regarding State Authorization

Recent federal regulations on State Authorization require a student to be in residence in the state in which their College/University is located, in order to be eligible to receive Title IV Financial Aid, unless the College/University has an authorization to operate in the state of the student’s residence. Currently, Fullerton College does not have authorization for any state other than California. This law went into effect on July 1, 2020. If continuing students intend to remain living in their home state and take online classes at Fullerton College, then they will remain ineligible for Title IV Financial Aid.

Contacting the Financial Aid Office

For general questions regarding financial aid, students can contact the Titan Hub. The Titan Hub and Office of Financial Aid staff provide one-on-one support for students needing help filling out their CADAA or FAFSA. Current students and recent graduates must sign-in with their CSUF DUO authentication factor account to complete their request.

Additional Notes

If you do not see MCS awarded yet, check WebGrants 4 Students to confirm your eligibility. Please check your eligibility by logging into to WebGrants 4 Students. If you are a financial aid recipient, your file be reviewed to determine how much of that financial aid was earned in the Return of Title IV process.

Note: Contacting on behalf of a student? P.O. process checks. P.O.

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